How to buy a minibus taxi on finance

Jan 29, 2021

Stuart Marsden shares insights on how drivers research and buy their new taxi minibus on finance. When Stuart joined The Taxi Shop in late 2020 he could not have imagined how the first year would pan out.   

Buying a minibus taxi in the lockdown

"I was getting my feet under the table when the first lockdown hit and suddenly our whole office started working from home. Overnight, I had to develop a different way of working away from the banter of the office. It’s been new and different but I feel I have built better relationships with The Taxi Shop’s customers."  

68-plate Ford Custom

60 months repayments most popular

Stuart’s aim is to support drivers and owners in this difficult time. He helps them find the right vehicle for the type of work they do.

"Few drivers buy new or used vehicles with cash. Most people want to use finance to buy a minibus taxi, in other words put down a deposit and then spread the payments over time. There are various 'terms' available, and deposits can range from zero to £10,000, but the most common timeframe, or term, is 60 months which is five years."

Expert help on choosing the right vehicle

When someone calls in Stuart finds out whether they are a private hire or hackney driver, where they work and what sort of vehicle they are after. If they want an 8-seater taxi on finance—one of the most common requests The Taxi Shop gets—then he’ll discuss whether they need wheelchair access for the vehicle.

“We know all our vehicles in great detail and can explain the features, benefits and all the options. People aren’t always sure about their local council’s requirements, so we often do some research, look up the regs for their authority, and call on our experience to make sure the vehicle specification is right."

“Often, someone will call up and say, ‘I’m looking at the Vivaro and I’m a hackney driver.’ Now, we know that the latest Vivaro is a little smaller than earlier models, and we can recommend an alternative vehicle that may suit the requirement better, for example the Ford Custom Hackney.”

“If someone wants to go ahead and buy a taxi minibus on finance, then we offer a free credit checker service. We can introduce customers to a range of funders, including some that can help with lower credit scores.

The second and now the third lockdown have hurt the industry, but here at The Taxi Shop we're still having lots of great conversations with drivers and operators.


To discuss buying a taxi minibus using finance using reputable auto lenders then please call 01525 717695 or email This email address is being protected from spambots. You need JavaScript enabled to view it..


We are the largest supplier of vehicles for the cab trade in England and Wales. We aim to provide the best combination of Price, Service and Delivery. With 70+ years combined experience in the cab trade, we will help you find the perfect vehicle. 


Bus and Taxis Direct Ltd T/A The Taxi Shop is authorised and regulated by the Financial Conduct Authority (674319). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. Visit Financial Ombudsman for information about how to refer a complaint. 

Company registration number (05306798). Registered in England. Registered address: 28-31 The Stables Wrest Park, Silsoe, MK45 4HR.